How to Afford College as a Transfer Student

Scholarships and Financial Aid at Concordia Texas

Transferring to a four-year university is a big step, and for many students, affordability is a top concern. At Concordia University Texas, we are committed to making higher education accessible by offering merit-based scholarships, need-based aid, and financial resources specifically for transfer students. Whether you're transferring from Austin Community College (ACC), another two-year institution, or a four-year university, there are multiple ways to make your Concordia Texas education more affordable.

Scholarships for Transfer Students at Concordia Texas

Phi Theta Kappa (PTK) Scholarship – Guaranteed for All PTK Members

If you're a member of Phi Theta Kappa (PTK), the national honor society for two-year colleges, you automatically qualify for the PTK Scholarship at Concordia Texas. This scholarship recognizes your academic achievement and provides guaranteed financial support as you transition to a four-year degree.

Rise at ACC, Shine at CTX Scholarship – Competitive Award for ACC Transfers

The Rise at ACC, Shine at CTX Scholarship is a competitive scholarship available to select students transferring from Austin Community College (ACC). This award is designed for high-achieving ACC students who demonstrate strong academic performance and leadership potential.

Institutional Scholarships for Transfer Students

In addition to PTK and ACC-specific scholarships, Concordia Texas offers other institutional scholarships that transfer students may be eligible for. These scholarships are awarded based on academic achievement, leadership, and other criteria. To explore these opportunities, students should connect with their transfer admissions counselor to learn more about available aid.

“Make it a point to attend any information sessions hosted by your community college or future school. These events often feature exclusive scholarships that you may be eligible for, so it’s a great opportunity to discover some extra financial support!”

- Iza Castillo | Associate Director of Traditional Admissions

Need-Based Financial Aid

Beyond scholarships, Concordia Texas provides need-based financial aid to support students with demonstrated financial need. By completing the Free Application for Federal Student Aid (FAFSA), transfer students can access:

• Federal and state grants (such as the Pell Grant and Texas Tuition Equalization Grant)
• Institutional need-based aid
• Work-study opportunities

Concordia Texas FAFSA Code: 003557

More Ways to Make Concordia Texas Affordable

1. Maximize Your Transfer Credits

By transferring as many credits as possible, you can reduce the number of courses you need to take at Concordia Texas—saving time and money. Our admissions team offers free transfer credit evaluations to help you plan your degree path.

2. Explore Payment Plans

To help manage tuition costs, Concordia Texas provides flexible payment plans, allowing students to pay tuition in smaller, more manageable installments.

“As someone who’s been through the transfer process, I highly recommend planning ahead! Be sure to stay on top of payment plan deadlines and keep track of when tuition is due. Doing so will give you a clear picture of your finances for the upcoming year and help you stay ahead of the game.”

-Gavriel Griffin | Admissions Counselor

3. Work-Study and On-Campus Employment

Students who qualify for federal work-study or apply for on-campus jobs can earn money while gaining valuable experience.

4. Talk to Your Transfer Admissions Counselor

Every student’s financial situation is different. To ensure you’re taking advantage of all available scholarships, grants, and financial aid opportunities, it’s important to connect with your transfer admissions counselor. They can provide personalized guidance on your best options for funding your education.

Invest in Your Future at Concordia Texas

Affording college as a transfer student is possible with the right financial resources. Whether you qualify for guaranteed scholarships, need-based aid, or competitive awards, Concordia Texas is dedicated to helping you complete your degree with financial confidence.